DEBT COUNSELING SERVICE

Credit counseling is viewed as a preferred alternative to bankruptcy for those consumers in financial difficulty. During the free initial counseling session, all financial information, including credit cards, is evaluated to obtain an accurate assessment of your specific financial circumstances. With this information, our Counselors analyze your financial situation carefully. We develop a reasonable budgeting plan to enable you to develop a solid financial framework. You will learn to track spending, to set aside money for emergencies, as well as manage repayment of previous debts.

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